Lifetime Income
You Could Do It Yourself. Here’s Why You Don’t Have to.Are your current strategies for creating income underpeforming? Consider adding a source of protected lifetime income to your clients’ portfolios.
Build a Reliable Income Strategy
As an experienced financial professional, you know how to design portfolios that address lasting income in retirement. However, you also know that the resources you’ve put in place for clients could be jeopardized by events out of your control, such as:
- Longer life spans
- Market downturns
- Low interest-rate environments
- Illnesses
- Long-term care facility costs
What if these factors didn’t have to put all of a client’s retirement income at risk?
An Easier Way to Hedge for Longevity Risk
Allocating a portion of a client's retirement portfolio to an annuity, creates protected income your client can’t outlive—no matter what markets do. It may even give some clients the confidence they need to invest differently to seek higher future income.
Source: Goldman Sachs Asset Management. "Extending the Retirement Runway." September 10, 2020. For illustrative purposes only. There is no guarantee these objectives will be met.
Create Protected Lifetime Income, Not Just Lifetime Income
Outside of social security and pensions, annuities are the only way to provide protected lifetime income for your clients. Imagine, not having to continually search for strategies to create lifetime income for clients in an atmosphere of uncertainty.
Lean on our Lifetime Income Experience
By allocating a portion of a client's portfolio to a Pacific Life annuity, you are able to incorporate a retirement income-focused sleeve, backed by one of the nation's largest and most well-recognized insurers.
Request a Case Design
Our advisory consultants are ready to help you discover how to incorporate a variable annuity within clients' portfolios to provide protected lifetime income.
Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Annuity products are not FDIC insured, may lose value, and are not guaranteed by any bank.
Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Variable and fixed annuity products are available through licensed third parties.
For financial professional use only. Not for use with the public.
MUP2142RIA-0521H